Real Estate Insider Blog

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How To Take The Stress Out Of Planning For The Future

Photo via Pixabay by StartupStockPhotos


Planning for the future might seem scary (especially if you have kids to think about) but it’s never too late to start making preparations, and it’s important to get some of the most imperative things out of the way now so you won’t have to worry about them down the road. It might feel like an overwhelming task, but with a little planning and some tips on how to get started, you can keep it all from becoming stressful.

The best way to begin is to sit down and make a list of all the things you need to consider first. List them in order and start small if possible; for instance, opening a savings account. From there, you can move on to the bigger things and hopefully save yourself a little stress.

Here are the best ways to get started.

Start saving

You might think that saving money sounds a lot easier than it is, but you have to think outside the box a little. Clipping coupons is a great way to start, but you can also start carpooling to save on gas, find ways to save on your utility bills by sealing up cracks around doors and windows, setting your ceiling fans to spin the other way to pull down all the warm air, and investing in a smart thermostat that will allow you to keep a steady temperature in your home all the time.


Start saving for college

If you have kids, you’ll likely want to start a savings account for their continued education. There are a few ...

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These 3 Clearwater Neighborhoods have the Lowest Crime Rates



When it comes to your family, nothing else is more important than safety. Looking at crime rates and other statistics can sometimes ease your mind or at least help you make the best decision.

Clearwater compares well above the national averages when it comes to crime rates. According to Sperling's Best Places to Live, Clearwater rates a 57 on a scale of 1 to 100 for violent crimes where the U.S. average is 31. For property crime, Clearwater does even a little better at 52, with the U.S. average of 38.

Cross-referencing total livability ratings for all Clearwater neighborhoods, the following make up the top 3 Clearwater neighborhoods with the lowest crime rates. There were some communities with slightly lower crime rights, but other factors that make them less desirable. The communities below all had B+ crime ratings and a score of 85 for total livability, based on amenities, cost of living, crime, education, employment and housing. Crime rates in these areas were lower than the national averages.

  • Harbor Oaks is a prestigious and historic Clearwater subdivision with some homes dating back to the 1920s, majestic oaks and luxurious homes.
  • Harbor Woods Village has mostly single-story homes constructed from 1977-83, with mature landscaping and an eclectic blend of styles and price ranges.
  • Rainbow Farms North is mostly owner-occupied and has a...
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People often ask if now is a good time to buy a home. No one ever asks when a good time to rent is, however please understand that today is definitely NOT a good time to rent.

The Census Bureau recently released their third quarter median rent numbers. Here is a graph showing rent increases from 1988 until today:

The Clearwater area, and especially Dunedin, is experiencing a crazy market right now with a real shortage of available rentals causing prices to rise sharply. Further, what Mr. Kokolakis is doing to develop the Downtown area, will cause rents to rise on average $300 by next year in Dunedin and property values of course have already followed suit (see 

As you can see, rents have steadily increased and are showing no signs of slowing down. If you are faced with the decision of whether you should renew your lease or not, you might be pleasantly surprised at your ability to buy a home of your own instead.

Bottom Line

One way to protect yourself from rising rents is to lock in your housing expense by buying a home. If you are ready and willing to buy, meet with a local real estate professional who can help determine if you are able to today!

If you could use a good REALTOR® that lives and specializes in the Clearwater/Dunedin area, give Christopher Milson a call at (727) 207-6300 or email him at


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What are the best attractions in the Clearwater area?


The Clearwater Attractions Not to Miss

Whether you plan to live or just visit Clearwater, there's plenty to do and see here. Some Clearwater attractions are designed to connect guests with the water while others are fantastic for exploring the cultural importance of the area. For those looking for things to do in Clearwater, these are the must-see attractions not to miss.

Clearwater Marine Aquarium

Perhaps one of the most unique attractions in the area, the Clearwater Marine Aquarium provides an opportunity for individuals to see, touch, and learn about the biology of this diverse ecosystem. From experiencing the bottlenose dolphins up close to checking out the sting rays, sea turtles, and intense coral reefs, this is an excellent experience for everyone in the family.

Clearwater Beach

What's not to love about this open, beautiful beach that is always welcoming. Located on the Gulf of Mexico, it's a bit milder than the ocean, but offers all of the thrills today's beachgoers are looking for. It's even been rated one of the top family beaches in the United States.

Other Top-Rated Attractions


  • Clearwater Gateway Farmer's Market, every Saturday
  • Beach Walk, a $30 million entertainment area with everything from pedestrian walkways to artwork
  • Bright House Field – the perfect place to watch some Major League Baseball's...
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