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Pros and Cons of a Homeowners’ Association (HOA)

When you start searching for a house, the many choices available may seem overwhelming at first. It’s typical in many areas such as Clearwater, Dunedin, Palm Harbor and Safety Harbor to find some neighborhoods which have a Homeowners Association (HOA) that governs them. These organizations have many pros and cons that you need to consider before deciding whether you want to live in a HOA neighborhood or not.

Pro: They Provide Amenities for Residents

When you buy into a Homeowners Association, this will give you access to specific amenities that the neighborhood offers. The type of amenities can be small or large, and they may include things like tennis courts, swimming pools, children's playgrounds, and even gyms or clubs. Enjoying these amenities also provides an extra opportunity to socialize with neighbors while having fun, and they can contribute to a more fun community overall.

Con: Fees Are Mandatory

When a neighborhood is governed by a Homeowners Association, you are going to have to pay a monthly or yearly fee and sometimes extra fees that weren’t properly funded like a private street that costs more than what was allocated in the association’s reserves.


Pro: They Govern How Neighbors Can Do Certain Things

The Homeowners Association can protect you from neighbors who may play music too loud or put up garish Christmas decorations in their yard in October that they keep up all year long. Do like a...

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